If you would like a professional to determine your underwriting class, send us your information. Underwriting depends on age, health, occupation, lifestyle, and family history, as well as other variables. All companies use this information differently, so it is a good idea to have an independent evaluation, before you select a life insurance company.

Your premium is based on your underwriting class. The company with the lowest published rates may not be your best company, since you may not qualify for their lowest rate.